Welcome to the website of Nelson, Gibb & Landa
We have well over 20 years experience in the legal profession and offer a wide range of services and advice. We pride ourselves on efficiency, knowledge and although we treat every case seriously we offer advice in a relaxed and friendly environment.
AQUAID
We are proud to use AquAid watercoolers in our office.
MAKE YOUR WILL WITH WILL AID THIS NOVEMBER
Every two years we support Will Aid where instead of paying this Firm a fee in respect of making a will, you donate this sum to one of many participating charities. Please click here to submit an enquiry form.
ADULTS WITH INCAPACITY - PLANNING FOR YOUR FUTURE
The Adults with Incapacity (Scotland) Act 2000 provides ways to help safeguard the welfare and finances of people (aged 16 and over) who lack the capacity to take some or all decisions for themselves, because of a mental disorder or inability to communicate.
Blog
PPI UPDATE: WHEN WILL LENDERS PAY OUT ON OFFERED CLAIMS?
Posted by Gary on 2011-10-23 20:02:17
If your claim has been successful and an offer has been made to you, the average pay-out time is between 4 and 8 weeks.
Regrettably, notwithstanding the timescales mentioned by the lenders in your offer letter, due to the volume of settlements being made by the various banks, some are experiencing a delay to their normal payment times.
For your information, the following banks have advised us of their expected payment times:-
Royal Bank - between 10 and 12 weeks from when they receive the signed acceptance
Halifax/Bank of Scotland - 8 weeks after date of offer
Lloyds TSB - they are unable at this stage to give a time when payment will be made.
All other lenders - UP TO 8 weeks from offer date.
Should you not have been paid after 12 weeks from when your claim was offered/accepted, please contact us on 01698 206414for an update.
JUDICIAL REVIEW LATEST
Posted by Gary on 2011-05-16 11:04:58
On Monday 9th May the BBA announced that they had abandoned their court action and were not going to appeal the High Court's decision to reject their case in its entirety.
What this means is that all cases that were previously put on hold will now be reopened, investigated properly and claims settled where there has been a mis-sell.
Due to the volume of claims that had been on hold there may be a delay but our clients can be assured that we are now addressing the backlog and putting pressure on lenders to provide us with a decision as soon as possible.
LLOYDS BANKING GROUP LOSE PPI FIGHT
Posted by Gary on 2011-05-08 12:14:46
On 05 May 2011 the Lloyds Banking Group announced that they were no longer contesting the case against the FSA and were now drawing a line under their legal challenge. They have set aside £3.1 billion to compensate consumers. They will now process all the complaints that were frozen.
We hope that other lenders who had joined in the challenge will follow suit but for now if your claim is with Lloyds Halifax BOS or Black Horse we should have some news for you shortly.
This Firm took the decision not to take any of the cases to the Ombudsman that had been put on hold as we believed that the outcome of the Judicial Review would be known well before a decision on client's cases by the Ombudsman(now between 12-18 months).
The outcome today has vindicated our decision.
This is a great day for our PPI clients!
JUDICIAL REVIEW DECISION
Posted by Gary on 2011-05-08 12:07:02
Recently (20th April) the High Court of Justice dismissed the banks' Judicial Review in its entirety. This will have a significantly positive impact on our client's ongoing cases and any future claims.
The Banks have 21 days to appeal the decision and may yet decide to do so.
They have indicated that cases will remain in hold until they have made a decision.
We will update this site when we are made aware of their intentions.
Welcome Finance
Posted by Gary on 2011-03-09 09:22:43
On 3rd March the FSCS (Financial Services Compensation Scheme) found Welcome Finance in default. What this means is that even though Welcome were saved from going out of business they required to engage financial assistance from the FSCS as they were unable to meet their obligations in respect of compensating their customers who were missold PPI.
The process for compensating customers of Welcome will now take longer but if your loan was taken out after 2005 and the policy was missold you will still be compensated. A fund has also been set aside for those who took out policies between 2003 and 2005.
We will update our website when there are any further developments.